Rates, Fees & Down Payments
What an SBA loan costs: interest rates, SBA fees, closing costs and down payments.
- SBA loan down payments: how much you need
SBA loan down payment rules: 10% for 7(a) start-ups and acquisitions, 10% to 20% for 504 projects, and where the cash can come from.
- SBA loan fees: what an SBA loan costs beyond interest
What SBA loans cost beyond interest: FY2027 7(a) guaranty fees and waivers, 504 fees, closing costs, prepayment fees and what you can finance.
- SBA loan rates: current maximums and how they work
Current SBA loan rates: maximum 7(a) and Express rates with prime at 7.00%, how 504 fixed rates are set, and what drives the rate a lender offers you.
See which SBA lenders actually fund businesses like yours
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