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Disclosures

Effective · Last updated

Draft pending attorney review. This document is a working draft and is not yet in effect.

Not a lender. Not the SBA.

SBA Loan Connect is not a lender and is not affiliated with or endorsed by the U.S. Small Business Administration. We do not make credit decisions; we connect business owners with SBA lenders. We may receive compensation from lenders we refer you to.

SBA Loan Connect does not make loans, approve loans or set loan terms. Every credit decision is made by the lender you choose.

How lenders pay us

Our service is free for business owners. Lenders may pay us in two ways:

  • Referral fees when a loan we referred closes.
  • Advertising fees for showing a lender on our site.

If a lender pays us in connection with an SBA loan, the compensation is disclosed as SBA rules require, including on SBA Form 159.

Partner lenders and rankings

Lenders labeled "Partner" have a paid relationship with SBA Loan Connect: they may pay us a referral fee when a loan closes or a fee to advertise on our site. Our methodology page explains exactly how partner status is treated in rankings. Partner status and advertising fees do not change the order of anyone's matches. See How We Rank Lenders.

Pre-qualification is not approval

This is an estimate of likely eligibility based on the information you provided. It is not a loan approval, a commitment to lend, or a guarantee of rates or terms. Only a lender can approve an SBA loan.

Calculators and estimates

Estimates only. Your actual rate, term, payment and fees are set by the lender and depend on your credit, collateral, the SBA program and current rates.

Data sources

Lender statistics come from the U.S. Small Business Administration's public 7(a) and 504 loan data, released under the Freedom of Information Act. Lender rankings reflect past lending activity, which doesn’t guarantee a lender will fund your request. SBA program figures on this site cite their primary sources and are reviewed when SBA rules change.

How we share your information

We share your information only with lenders you choose and, if you opt in, partner lenders that may fund your request. Those lenders may pay us. We never sell your information to data brokers or marketers. Details are in our Privacy Policy.

Text messages

If you agree to receive texts, message frequency varies and message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of using our service or getting a loan.

Company and licensing

SBA Loan Connect is a d/b/a of 1st Commercial Lending, LLC, a Florida limited liability company.

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