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Independent SBA loan marketplace

Find the SBA lenders that actually fund businesses like yours

SBA Loan Connect matches small-business owners with the three SBA lenders most active in their industry, state and loan size, plus a local or regional lender when one fits, using the SBA's public loan data. Tell us what you need, see who funds businesses like yours and why, then choose. It's free and won't affect your credit.

Free · About 3 minutes · Won't affect your credit

Your top SBA lender matches

Illustrative example
  • Dental practice
  • Acquisition
  • Texas
  • $850K
#1 match Partner

Lender A

Most active dental-practice lender in your state

dental loans
214
total funded
$186M
avg. loan
$870K
#2 match

Lender B

Frequent lender on practice acquisitions

dental loans
131
total funded
$97M
avg. loan
$740K
#3 match

Lender C

Strong in-state volume at your loan size

dental loans
88
total funded
$71M
avg. loan
$810K

Example only; not real lender data. Real matches are ranked using SBA 7(a) and 504 loan records. How we rank lenders

  • Built on official SBA lending data 7(a) and 504 loan records from the SBA
  • Independent We're not a lender, so we don't push one
  • Free for business owners No fees to see or contact your matches
  • Won't affect your credit We never run a credit check

How it works

How does SBA Loan Connect work?

Three steps. Starting takes about three minutes, and you decide which lenders hear from you.

  1. Tell us about your business

    Answer a few quick questions: what the loan is for, how much you need, your industry, state and time in business. No documents and no credit check.

  2. See your top-matched lenders

    We rank SBA lenders by how many loans like yours they've actually made in your industry, your state and your size range, and show you the numbers behind every match.

  3. Get funded

    Pick the lenders you want to talk to and we introduce you. If you opt in, we can also share your request with partner lenders likely to fund it. The lender makes the credit decision.

Why it matters

Why does choosing the right SBA lender matter?

Any SBA-approved lender can make an SBA loan, but in practice lenders specialize. Some focus on practice acquisitions, others on hotels, gas stations or startups. Some rarely lend outside their home state, and many have a sweet spot for loan size.

Applying to a lender that seldom funds deals like yours can cost weeks and end in a "no" that has nothing to do with your business. Starting with lenders that already fund your kind of business gives you a better first conversation.

  • Ranked by real lending data

    We analyze SBA 7(a) and 504 loan records to see which lenders fund your industry, in your state, at your loan size.

  • Names and numbers, up front

    Every match shows how many similar loans that lender has made and why it ranked where it did.

  • Partners clearly labeled

    If we have a referral agreement with a lender, the match says so. Our ranking method is public, so you can check our work.

  • See how we rank lenders

By the numbers

How much does the SBA guarantee each year?

SBA-backed lending hit a record in fiscal year 2025. We use the same SBA records, loan by loan, to see which lenders are behind those numbers.

84,840

SBA 7(a) and 504 loans approved in fiscal year 2025 78,078 7(a) loans and 6,762 504 loans

$45.1B

in SBA-guaranteed loans in fiscal year 2025 $37.3 billion through 7(a) and $7.8 billion through 504

$478K

average SBA 7(a) loan in fiscal year 2025 Calculated from SBA’s year-end data: $37.29 billion across 78,078 loans

Source: FYE25 7(a) and 504 Activity Report (data as of September 30, 2025), U.S. Small Business Administration, September 30, 2025.

Loan programs

Which SBA loan fits what you need?

The SBA backs several loan programs. The right one depends on what you're financing, how much you need and how fast you need it.

Compare all 12 SBA loan programs

Industries

Do SBA lenders specialize by industry?

Yes. A lender that has funded hundreds of dental practices understands practice valuations and patient revenue. Another may know hotels or gas stations inside out. Pick your industry to see how SBA financing works for it.

All industries we cover

FAQ

Frequently asked questions

Is SBA Loan Connect a lender or part of the SBA?

No. SBA Loan Connect is an independent marketplace. We are not a lender, and we are not affiliated with or endorsed by the U.S. Small Business Administration. We help you find SBA-approved lenders; the lender you choose reviews your application and makes every credit decision.

How do you decide which lenders to show me?

We rank lenders using the SBA's public 7(a) and 504 loan data. For your request we look at how many loans each lender has made in your industry, in your state and near your loan amount, and how recently it made them. Learn more on our How we rank lenders page.

Does SBA Loan Connect cost anything?

No. It's free for business owners. Lenders may pay us, either a referral fee when a loan closes or a fee to advertise on our site. Those partner lenders are always labeled, and our methodology explains how partner status is treated.

Will checking my matches affect my credit score?

No. We never run a credit check. We ask you to pick a credit score range, which is enough to match you with lenders. A lender checks your credit only if you decide to apply with them.

How much can I borrow with an SBA loan?

SBA 7(a) loans go up to $5 million, and SBA 504 loans generally go up to $5 million per project. Since July 4, 2026, a business can combine 7(a) and 504 financing for up to $10 million in total. How much you qualify for depends on your cash flow, credit, collateral and down payment. Try our SBA loan calculator for an estimate.

What do I need to get started?

To see your matches, just a few answers about your business and your loan. When you apply with a lender, expect to provide business and personal tax returns, financial statements, a debt schedule and SBA forms. Our SBA loan documents checklist walks through each one.

See which SBA lenders actually fund businesses like yours

Answer a few questions in about 3 minutes. It's free and won't affect your credit.

Call Get Matched